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Sell on the go with Tap to Pay on iPhone

what is tap to pay for iPhone?

With Tap to Pay on iPhone, sellers who are constantly on the go now have an even easier way to accept in-person payments. It offers convenience and security at any point of sale, whether in-store, at a pop-up, or even at a client’s home.

Wix Payments, in partnership with Stripe, now lets you do business even more flexibly with only an iPhone.

What is Tap to Pay on iPhone, exactly?

Tap to Pay on iPhone allows you to accept contactless payments with only an iPhone. Just download the Wix Owner app on your compatible iPhone and start accepting in-person payments. No additional hardware or payment terminal is required.

Meanwhile, your customers can pay via contactless credit and debit cards, Apple Pay, and other digital wallets. They can tap their cards to your iPhone—or simply hold their phone or Apple Watch to your screen—to complete their transaction.

Source: Apple

What’s so revolutionary about Tap to Pay on iPhone?

Tap to Pay on iPhone offers substantial benefits to both merchants and their customers. These include:

  • It’s easy to get started. Tap to Pay on iPhone removes the need to buy, set up, train staff, or manage card readers. All you need is to download the app on your iPhone. Tap to Pay on iPhone is also ideal if you’re just starting up your in-person business activities, or if you only sell sporadically on the go and can’t justify the cost of a POS system.

  • Engage your customers in person. Tap to Pay on iPhone opens up another in-person touchpoint if you’re managing an omnichannel retail business. You can easily take your business offline to pop-ups, farmers markets, and events. Or, when lines get long in store, you can shorten queues by accepting payments via an iPhone.

  • Offer flexible payment options. Just like online customers expect multiple ways to pay, the same holds true for in-person customers. With Tap to Pay on iPhone, your customers can pay with ease through any method—be it a contactless debit and credit cards, Apple Pay, and other digital wallets.

  • A secure way to pay. Tap to Pay on iPhone uses the built-in security features of iPhone to keep your business and your customer data private and secure. When a payment is processed, Apple does not store card numbers on the device or on Apple servers, so you can rest assured knowing your business stays yours.

Considerations in adopting Tap to Pay on iPhone vs. a card reader

If you’re debating which in-person payments option is right for you, here are some factors you’ll want to consider:

  • Redundancy in payment stack. Offering multiple payment options to your customers is key to positioning yourself as a trustworthy and forward-thinking business. Even the most reliable payment methods may have technical issues at times. So, it’s good to be prepared with backup options (like a card reader), so that your business can continue to accept payments at all times.

  • Transaction limits. Contactless payments may be limited to a maximum amount per transaction. While some of these limits have been substantially increased due to COVID-19, if you normally process payments of a high value, we recommend you keep a traditional card reader as backup to complete your transactions.

  • Not all cards are contactless-enabled. Over 20% of debit or credit card transactions are estimated to be contactless. However, there are still some (often older) cards that use EMV or chip technology, which don’t work with Tap to Pay on iPhone and require a card reader to accept payments.

Enabling Tap to Pay on iPhone for your business

Once you have considered everything, it only takes a few steps to activate Tap to Pay on iPhone. To enable this payment method, simply follow these steps:

  1. Connect Wix Payments as a provider in your payment settings

  2. Connect point of sale as a payment method under your Wix Payments settings

  3. Complete verification for Wix Payments by following the account setup process as instructed

  4. Log into the Wix Owner app, select ‘built-in card reader’ from the list of available readers presented to you, and connect your Apple ID as prompted

After you complete these steps, you’ll be able to sell on the go with ease directly from your iPhone.

Accepting in-person payments with Wix: the total package

iPhone card reader accepting a payment

  • Tap to Pay on iPhone – Accept contactless payments with just an iPhone by connecting to your Apple ID through the Wix Owner app.

  • Card reader – A compact card reader that connects to your mobile phone via bluetooth, enabling chip, magstripe, and contactless payment acceptance.

  • Manual card entry – Manually enter user card details for purchases made over the phone, via email, by written request, or by users who don’t have their card on hand.

Whether you’d like to take your business on the road to a fair or simply wish to reduce checkout lines in your retail store—let your customers choose how they pay with Wix Payments.

button to launch your Wix eCommerce store

*Tap to Pay on iPhone is available to U.S. based Wix Payments merchants using Wix for eCommerce, Wix for bookings, or Wix for events. It requires iPhone XS or later with iOS 15.5 or later. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

Kanchi Kaushik headshot

Kanchi Kaushik Marketing Writer, Wix

Sarit Steinfeld headshot

Sarit Steinfeld Marketing Writer, Wix

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