Refinance Break-Even Calc

Refinance break-even and payment comparison

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Free plan available

Refinance Break-Even Calc overview

Put the current mortgage and proposed refinance side by side with estimated monthly savings
Compare upfront refinance costs with estimated monthly payment savings
Add balance-adjusted break-even, hold period, points, financed costs and cash-out assumptions
Save the visitor’s current/refinance assumptions and calculated result with consent for follow-up

Give homeowners a clearer way to compare an existing mortgage with a proposed refinance. Refinance Break-Even Calculator shows current versus proposed payment, refinance costs and simple break-even timing. Pro adds balance-adjusted economic break-even, points, financed costs, cash-out, hold-period economics, a savings timeline, printable results and deeper sensitivity analysis. Pro Leads adds consent-based emailed results, lead capture, dashboard reporting, CSV export and signed webhooks. Results are estimates and are not lending, tax or financial advice.

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Pricing & plans

Free plan

Free

Current vs proposed payment comparison

Simple refinance break-even

Refinance cost inputs

Responsive styling & localization

Pro plan

4

/month

Everything in Free

Balance-adjusted economic break-even

Points, financed costs & cash-out

Hold-period analysis, shareable result

Pro Leads plan

7

/month

Everything in Pro

Consent-based lead capture

Email refinance analyses

Lead dashboard, CSV export & webhooks

* Price is in USD.

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