Rent vs. Buy Calculator

Rent vs. buy cost and wealth comparison

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Free plan available

Rent vs. Buy Calculator overview

Put recurring renting and homeownership expenses side by side using the visitor’s assumptions
Include mortgage equity, transaction costs and the opportunity cost of cash used to buy
Add year-by-year projections, break-even timing and sensitivity testing for key assumptions
Save consenting prospects with their rent-versus-buy assumptions and results for follow-up

Give prospective buyers a more complete rent-versus-buy comparison than a simple monthly payment check. Rent vs. Buy Calculator models rent, mortgage payments, taxes, insurance, HOA, maintenance, transaction costs, home appreciation, rent growth, mortgage equity and the alternative investment return on cash. Pro adds longer-term projections, break-even analysis, sensitivity testing, scenario comparison and printable results. Pro Leads adds consent-based lead capture, emailed comparisons, dashboard reporting, CSV export and signed webhooks. Results are estimates and do not account for every individual tax or financial circumstance.

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Pricing & plans

Free plan

Free

Monthly rent vs. ownership comparison

Buyer vs. renter wealth comparison

Transaction and opportunity costs

Responsive styling & localization

Pro plan

4

/month

Everything in Free

Long-term year-by-year projection

Break-even and sensitivity analysis

Scenario comparison & shareable result

Pro Leads plan

8

/month

Everything in Pro

Consent-based prospect capture

Email rent-vs-buy results

Lead dashboard, CSV export & webhooks

* Price is in USD.

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