top of page

Copied

11 finance business ideas to consider


finance business ideas


Launching a finance business opens doors to serve both individual and corporate clients with customized financial solutions. More than simply processing transactions, finance companies actively shape financial outcomes for customers across banking, investments, lending and emerging fintech spaces. The finance sector is not only lucrative but also continuously evolving, making it an exciting venture for aspiring entrepreneurs and a good recession-proof business idea


Ready to build your website? Sign up for Wix for free.



11 finance business ideas


Starting a business in the finance sector can seem daunting if you don’t have guidance. Here are eleven finance business ideas to set you on the right path.




01. Financial consulting firm


Establish a financial consulting firm that assists individuals and businesses in managing their finances, budgeting and investment planning. Offer personalized financial advice and strategic planning to help clients achieve their financial goals. Explore this example of a financial consulting blog to learn more about this. 



02. Fintech app development


Dive into the world of financial technology (fintech) by developing innovative apps that provide unique financial services to users as well as simplifying financial transactions, budgeting and investing.


Read more: Check out these tech business ideas to get you in the industry.



03.  Investment advisory services


Offer investment advisory services, guiding clients on investment opportunities, portfolio management and wealth-building strategies. Provide personalized investment plans tailored to clients' financial objectives and risk tolerance.



04. Tax planning services


Specialize in tax planning services for individuals and businesses, helping them optimize their tax liabilities, ensure compliance and take advantage of available tax incentives. Look over Freedom Tax and Bookkeeping to help you explore whether you might want to try your hand at tax planning services for yourself. 



05. Crowdfunding platform


Establish a crowdfunding platform that connects entrepreneurs with investors seeking investment opportunities. This can include equity crowdfunding, debt crowdfunding or reward-based crowdfunding for various projects.



06. Online mortgage brokerage


Create an online platform that simplifies the mortgage application process, connecting borrowers with lenders and streamlining the financing of real estate transactions.



07. Cryptocurrency investment management


Explore the world of digital assets by offering cryptocurrency investment management services. Guide clients in navigating the complexities of investing in cryptocurrencies.



08. Peer-to-peer lending platform


Start a platform that facilitates peer-to-peer lending, connecting borrowers directly with individual lenders. This can provide an alternative financing option for those seeking loans outside traditional banking.



09. Financial education platform


Develop an online platform that offers financial education courses and resources to help individuals enhance their financial literacy. Cover topics such as budgeting, investing and retirement planning. This can be a great scalable business idea if you work multiple contracts within a county or city.



10. Estate planning services


Specialize in estate planning services, assisting clients in creating comprehensive plans for the distribution of their assets and the management of their estates.



11. Green finance solutions


Differentiate your finance business by offering eco-friendly financial solutions. This might involve promoting sustainable investments, green bonds or financing options for environmentally friendly projects.



How to get started with your finance business idea



Apply your industry knowledge


Develop a deep understanding of various financial instruments, investment strategies and industry best practices based on the finance services you plan to offer.



Choose your specialization


Consider specializing in a specific financial niche or industry to provide tailored services and build a professional reputation.


The finance industry offers a wide range of services, including financial consulting, investment advisory, tax planning, crowdfunding, mortgage brokerage, cryptocurrency investment management, peer-to-peer lending, financial education, estate planning and green finance solutions.



Build a professional network


Establish a strong professional network to connect with potential clients and consider creating a website to enhance your online presence.



Choose a legal structure


Decide on the legal structure of your business, such as a sole proprietorship, LLC or corporation.



Determine your pricing strategies


Choose your pricing model, whether it's hourly rates, project-based fees or subscription-based pricing. Then, set your rates based on market research and operational costs. Be sure to lay all of this out in your business plan.



Create a marketing plan


Develop a comprehensive marketing plan to promote your finance business. Utilize social media platforms, online advertising and content marketing to reach your target audience. Collaborate with influencers or bloggers in your niche to increase brand visibility.



Finance business examples (built on Wix) to inspire




This finance company offers a range of services, including debt management, loans and financing, and money management. 




TechFin specializes in bookkeeping, investment opportunities, business formation and financial consulting. 




Diamond Capital Insurance & Financial Services LLC offers tax planning and helps with financial advising demands.



Finance business ideas FAQ


How can I attract clients to my finance business once I start it?

Use effective marketing strategies such as creating a business website, establishing a strong online presence on social media platforms, offering promotions or discounts for new clients, and networking within your community. Building trust through transparent and ethical financial practices is essential.

What equipment and supplies will I need to start my finance business ideas?

How do I determine pricing for my finance business idea?

How can I ensure the success of a finance business idea?

How can I grow or scale my finance business idea?



Other business ideas to consider



Was this article helpful?

bottom of page