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Be Flexible: Our Exchange Network will always deliver what you want and what you need as long as you're willing to be flexible with your wish list. At TMI we have thousands of products and services available. Something for everyone. Be willing to change suppliers, maybe travel a little further, in other words.think out of the box. You'll like the results.Be Creative: Look beyond the obvious. With barter you'll find new ways of doing things and they'll all save you cash. Why not pay your suppliers with barter? After all you're doing business with them, shouldn't they do business with you? Are you in a tight bidding situation to get a job? Offer to take part of your payment in trade. When it comes time to think of employee bonuses, use trade, it goes a lot further than cash.Be Patient: All things come to those that wait! Unfortunately, not everything is available all the time. At TMI when you give us a little extra time to find what you're looking for, we can produce some amazing results.Be Quick: While all things come to those that wait, a lot of great opportunities will pass you by if you wait too long when special offers present themselves. Know a good thing when you see it or your broker presents it.Think Trade: Anyone can pay cash, use a credit card or write a check. But if you get into the habit of calling TMI before you do any of those things, you'll have a lot more cash in your bank account at the end of the month. Always call and ask first, we'll tell you exactly what's available right now or ask how long before you really need it and then we'll go out and try to find what your looking for.

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About Barter

Barter Attracts New Cash Clients!Even though you may engage in direct exchange with someone, you are still a reference point for cash paying customers. If you are happy with the product or service provided by someone through barter then it is likely that you will recommend them to other people who may need similar services.
Statistics for 20102010 saw an increase of 7976 members in the network.Total sales in the network increased by $23,334,415.67In 2010 The Alliance processed 667,584 transactions.
Where Members Perform Tasks:View/buy products or servicesCreate a reservation for travel or accommodation.Post transactionsList products or services Manage your profile View statements and pay fees
TMI & Associates, Inc.2190 NW Reserve Part Trace, #9Port St. Lucie, Florida 34986Phone: 866.675.9995Fax: 866.652.2998Email: info_tmiassociates.com

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"Barter will impact YOUR "bottom-line" profits....

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T rade

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"We're All About Barter & Group Deals!"

"It's Smarter to Barter."By using Barter you can save money, increase cash flows, sell things you have in your garage, buy things you need now but don't have the cash to do so, sell inventories in you business that are not moving, fill up excess space in your hotel or motel or restaurant, take the vacation you always wanted, start the business of your dreams by using barter to leverage your cash investment, and even more.

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Refer Members to Recover Your Membership Set-Up FeesRecover your initial investment. Personal Members and Business Members earn a Cash Back Referral Bonus for every membership refered to The Exchange. Promoters Break even with 2 New Promoter - Trade Brokers enrolled.

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TMI & Associates, Inc.2190 NW Reserve Part Trace, #9Port St. Lucie, Florida 34986Phone: 866.675.9995Fax: 866.652.2998Email: info_tmiassociates.com
Statistics for 2010 2010 saw an increase of 7976 members in the network.Total sales in the network increased by $23,334,415.67In 2010 The Trade Alliance processed 667,584 transactions.

"Barter will impact YOUR "bottom-line" profits.

Why Barter

Why Barter?

Article 1

Article 3

Article 2

Article 1

Trade Your Product or Service
Businesses In A Group Improve Their Bottom LineBecause people are bartering their unbooked time or products with other in the exchange, everyone earns more barter dollars. Members purchase more products or services than they could afford if they only used cash. For example if two businesses did a direct trade (e.g.: legal services for massages) then both get something that theoretically benefits them both. However, not every direct trade is equitable. As part of a professional barter exchange network they can offer their services to anyone in the group and purchase services from any other member using barter dollars as the mechanism to conduct this transaction. No cash is needed and everyone can get the exact products or services they need or want.Repeat Business And New BusinessBecause exchange members are buying from one another using barter dollars they do not need to spend cash with businesses outside of the group. Everyone gets repeat business, creating a sense of customer loyalty. In addition, the loyalty among members leads them to refer new cash business to other people they know outside the exchange. People refer people they know and trust. Members of strong barter exchanges see their business go up not only with new barter clients but also with new cash clients referred to them through the barter exchange.Trading TipsPay outside vendors with trade. Close deals with trade. Pay employee bonuses with trade. Set up sub-accounts. Ideal for family and employees. Donate trade dollars. Reduce taxes with trade.Collect receivables with trade.Pay creditors with trade dollars. Cash Converting. Attract cash customers with trade. Trade, Market, and Interact...

Article 3

Industry Benefits
The Benefits of BarteringTo see how barter will benefit your company find your industry below:Radio & Television StationNewspapers & MagazinesHotels / Motels / ResortsRestaurantsAccountants, Doctors, LayersFitness ClubsDay Spas & Tanning SalonsGraphic & Website DesignersEntertainment VenuesPrintersRetail ShopsRadio & Television StationsOnce all of the fixed costs of operating a radio or television station are met (staff, rent, equipment etc) any extra advertising sold is 100% profit. The cost to air extra advertisements is virtually nothing and often there is advertising space that must be filled each day. A barter exchange brings new customers who will purchase advertising using barter dollars. The station can use barter dollars to purchase products or services that it would normally buy using cash. The station saves cash, gains more customers and earns more revenue.Newspapers & MagazinesOnce a newspaper or magazine has enough advertisers to pay for its print run, any other ads sold are pure profit. After the publisher has covered the cost of its paper, staff and other overheads it may have a hard time attracting more advertisers (especially when cash is tight in the economy). A barter exchange will bring more businesses to purchase advertising from the newspaper or magazine. The new advertisers can pay the publisher in barter dollars rather than paying in cash (which everyone wants to save). Instead of having to try to fill in space designated for ads, the publisher can now print the newspaper or magazine with its full complement of advertising.The newspaper or magazine gets more advertisers and increases its profit.The newspaper or magazine buys goods or services using the barter dollars it earned and keeps its cash for other things.Hotels / Motels / ResortsMany hotel/motel/resort rooms can be empty at any one time. Costs to have a hotel room empty are nearly the same as having it full. When a room goes empty the property loses money. Last minute rooms can be made available to barter members (who learn to travel at the last minute or learn to cancel their cash rooms in favor of barter rooms). Instead of losing money on an empty room, the hotel/motel/resort gains barter dollars to advertise, have exterminating done, give bonuses to key employees, etc. They can also use these barter dollars to pay for things like cleaning products, linen, or advertising saving them cash and attracting more customers. The property could also use barter dollars to refurbish their premises or pay for maintenance (painting, plumbing etc).RestarauntsFood is perishable and on certain days of the week, restaurants are much less full than they are on weekends. Throwing out food means throwing away money. And when a new cash customer walks into a restaurant they want to see people or else they may leave. We all associate an empty restaurant with being a not so good restaurant.Barter customers fill tables and eat food that the restaurant might have otherwise had to throw out in a few days. Tips are paid in cash so wait staff is paid and happy. The restaurant looks full so more people hear about it or walk in and see other people and want to dine there.Accountants, Doctors, Lawyers - Hourly Billing ProfessionalsEvery empty appointment is lost money. As part of a barter exchange they will receive customers who will pay them using barter dollars. They can then use the barter dollars to pay for things that they would usually buy using cash. The seller is basically trading their unsold time for things that they need. No cash is involved and they get more luxuries or more business services that they need from other people via the barter exchange.Fitness ClubsLets face it most people join a gym or fitness club, show up a few times and never go again. There are plenty of members, but the gym is usually empty and can accommodate more members. (Personal trainers are like hourly billing professionals.) Fitness Clubs can use barter dollars to pay for some of their regular expenses. As they begin using barter they can start saving cash and using it for other purposes. Gyms can also purchase advertising using barter dollars and attract more cash paying customers. Barter exchange members who use the gym/fitness center will also tell their friends who may join and pay with cash.Day Spas & Tanning SalonsTanning salons and day spas (massage, skin care, etc) are luxuries that are often not utilized during a down economy. Even the most in demand hair stylists find that they still have unsold appointment time on their hands. When a day spa, salon or tanning salon joins a barter exchange, other businesses in the group will start to fill in that businesss down time. A great hairstylist will get referrals from his/her barter customers to cash customers. Spas can purchase supplies, send current customers thank you gifts to remind them to book another appointment or even give bonuses to their employees. They can also have more service menus printed, saving cash and using the menu as a sales tool. Using barter saves cash.Graphic & Web DesignersMost graphic designers and website designers are usually smaller shops with just a few employees or more often, one person shops. Time is money and unfilled time is lost money. Unless these businesses have contracts with large corporations they are often regularly on the lookout for more customers. As a member of a barter exchange, mother businesses in the group will want to use them for their design needs. This saves these businesses cash and earns the designers valuable barter dollars which they can use to purchase things that they need (instead of paying cash).Other benefits are:The graphic and website designers receive more customers. The designers expand their portfolio. They receive more word-of-mouth advertising which may bring in more cash customers, They have attracted new customers with no additional cash advertising costsEntertainment VenuesBusiness owners often spend a large amount of money on wages and office expenses. After a business owner pays all of their bills, entertainment is sometimes a luxury that they cannot afford. As part of a barter exchange these business owners can purchase entertainment through selling their own goods or services. The entertainment venue benefits because the cost of an additional seat or ticket is virtually nothing. Any barter dollars they earn are almost 100% profit.The entertainment venue can use these barter dollars on everyday expenses. They can then save their cash and use it to buy goods or services that are not available through the barter exchange.PrintersWhen a printer becomes a member of a barter exchange, most of the other businesses in the exchange will want to start using them instead of paying cash.A printer is a cross between a retail sale with the cost of paper and inks and a service business as most of the pricing of a job is the actual printing of the job. When a press is not running during the day (when it sits idle) there is actually a higher cost to the printer because of cleanup of the ink that begins to dry out on the presses. Also, about 95% of most printing is done on a few standard papers. A printer will buy excess of this paper and so for a barter job the cash cost of the paper should have been paid for already by previous cash clients. Inks are not a great part of the cost of a job unless ink is special ordered.Retails ShopsRetailers have a high cost per goods sold. However, for retailers that go through a substantial volume and that put a good number of items on sale at the end of a season or product run, this simple equation should help then see how barter can give them more spending power.A retailer buys 100 widgets at $1 each to sell them for $2 each. The store sells 90 widgets at $2 for a total of $180. $100 was the cost of the widgets, $80 is profit.On the remaining 10 widgets, the retailer could put them on sale for 50% off and make $10. That is $10 in buying power in other words the retailer can buy $10 worth of goods or services. Or, the retailer can make available to the barter members those same 10 widgets for $2 each the original selling price. $2 each is not higher than what they originally sold for. Barter members do not have to put items on sale.By selling 10 widgets for $2 each in barter, the retailer now has $20 in buying power.

Article 2

FAQs
What are the advantages of Trading?Trade produces new business and allows you to expand your market. Secondly, trade conserves cash. Instead of spending cash to purchase needed goods and services, you can trade your own goods and services. Therefore, cash stays in your business for other purposes. Finally, trade lets you put idle resources to work. Excess time, excess inventory and excess capacity are converted into needed goods or services.How does TMI & Associates, Inc. Barter work?Members of the TMI & Associates, Inc. Barter Group use trade credits instead of cash to do business together. If a member trades one thousand dollars of goods and services to another trade member, that member will receive one thousand dollars in trade credit, which can then be used to purchase a variety of goods and services from other members of the TMI & Associates, Inc. Barter Group. Hotel rooms, resorts, restaurants, advertising, printing and many other goods and services can be obtained with trade credits. TMI & Associates, Inc. Barter is a third party record keeper that sends monthly statements to each member reflecting their purchases, sales and current balance.What other companies are involved in barter?Nationally, there are over 300,000 businesses, most of them small, currently involved in commercial barter. Based on present trends, 1.2 million businesses will be engaged in barter in North America within decade. It is estimated that 75% of the Fortune 500 Companies engage in barter in some form or another Why is the TMI & Associates, Inc. Barter Group unique?The TMI & Associates, Inc. Barter Company represents over 10 years of combined experience serving trade clients. Our knowledgeable staff makes us the organization with which to trust your trade management, trade brokering and trade accounting needs now and throughout the coming years.What does it cost to join TMI & Associates, Inc. Barter Group?Please see our three types of plans. The monthly statements and website access and update charges are $29 cash.How does TMI & Associates, Inc. Barter Profit?TMI & Associates, Inc. Barter collects a small fee on each transaction, typically 5-7% from both the buyer and the seller. These fees is necessary to maintain the operating costs of the Group.Why a commission?The fee represents a broker commission. Remember -- trade business is new business. Many businesses are happy to pay a commission for new business.I already trade on my own; why should I join TMI & Associates, Inc. Barter?The problem with one-to-one trading is each business must want or need what the other business has to offer in equal dollar amounts. Fortunately, at TMI & Associates, Inc. Barter, everyone can trade with any other trading member of the Group.What if I cannot spend my trade dollars on the things I need the most?When TMI & Associates, Inc. Barter does not have the goods or services a member needs, it becomes our job to find them. New businesses are sought to join the Group on the basis of their ability to provide goods and services needed by the current membership.How can I spend my trade?Make a list of your needs. List everything you normally spend cash on. Do not limit yourself to one or two time item purchases. Use your checkbook as a memory tool. Also, think of your personal needs. If you regularly take cash out of the business for personal living expenses, travel or home improvements -- you should consider using the trade income you have accumulated, and save your cash for goods and services the barter network cannot easily acquire.What if I earn more trade credit than I spend?Members should only trade in proportion to their ability to spend. If one member sells goods or services in high demand, it may become necessary for them to limit their trade activity. Our experienced management team monitors all trade transactions, thus ensuring a balance of credit and debit.How will other members find out about me?One of our jobs is to promote your business to other members. TMI & Associates, Inc. Barter can help promote your goods or services to other members via our directory, mailing lists, website access and direct contact.Is it true getting something for trade can take more time than getting it for cash?Yes. Sometimes a business must show priority to its cash customers because of cash flow necessities. However, advance planning and communication with your trade broker for alternatives will make trading an effective and profitable experience.I am looking for a computer. If I save my trade credit, can I get it through TMI & Associates, Inc. Barter?Saving trade credit in order to purchase a specific high demand item can lead to frustration. Be sure to let your broker know of your specific as well as your general needs. Clients should spend their trade credit as they go.What if I need goods or services and I do not have enough credit to purchase it?Trade credit lines can be set up for members just as a bank extends credit to its qualified customers. When joining TMI & Associates, Inc. Barter Group, you will be reviewed by our experienced team and assessed a credit line. Over time, your credit line may increase depending on your timely payment and need for extra credit.What other ways are there to use barter?Many members use trade credit to pay employee bonuses. Some members pay their employees a portion of their salaries in trade credit. At your request, we will set up employee sub-accounts and will assist your employees in using their trade credits as advantageously as possible. Employees need not pay a 10% brokerage fee. This fee can be prepaid when a member transfers credit to a sub-account.It is also possible to pay some of your bills with trade credit. We can help your creditors spend their trade dollars effectively. Paying bills with trade credit is just one more creative way to use your trade credit. TMI & Associates, Inc. Barter can even use trade credit to collect past due accounts. Often, a business that owes you is willing to pay on their account with goods or services. If their goods or services are acceptable to TMI & Associates, Inc. Barter, we will purchase them in the amount equal to your account. We will credit your Barter account for the amount of your Debtor's delivery. You can then use that credit to obtain goods and services.What if I quit the Exchange? What happens to my trade credits?Any member who quits the Exchange is given three months to spend their trade dollars. Extensions are usually granted for members with large balances.Are there tax advantages to trading?Trade income is the same as cash income for tax purposes. There are no inherent tax advantages. Trading should be considered a marketing tool, not a tax tool. As with cash income, trade purchases that are business related are tax deductible.How do I know how much trade income to include on my tax return?At the end of the year, TMI & Associates, Inc. Barter will total your trade sales and submit this information to the IRS on form 1099B. TMI & Associates, Inc. Barter will also send you a copy of this form for your records, sixty days prior to our filing date.Who decides what price the seller will charge?Members of TMI & Associates, Inc. Barter Group are expected to trade their goods and services for barter at the same price they would sell them for cash. Violations of this may lead to expulsion of that member.What do you when a member's prices are higher than those of competitors? Is it better to use buy something with trade credits at a higher price or to pay cash at a discount price?In the event of this, you have to consider how much you actually invested for the trade credit you hold on your account. If your merchandise costs you fifty cents on the dollar, $10,000 worth of trade credit actually costs you $5,000. If you are a service related business, your trade credit may only cost you idle time.Always remember that you are using your goods and services when making purchases with trade credit, not your cash. It will often be less expensive to pay a little more with trade credit than to get the same article at a little less price for cash. Seasoned traders are always aware of this difference and use it to their advantage. On the other hand, if someone overprices their products or services beyond a reasonable limit, do not do business with them. Instead, call our office for another referral.May I exclude anything from my inventory?Yes. You should only trade what you want to trade. The idea of trade is to move excess inventory, which gives you an advantageous profit margin. Reasonable, specific restrictions on certain goods or services are data based by TMI & Associates, Inc. Barter to maintain a smooth trading environment.I have heard that barter is only good for the acquisition of services and not for goods. Is this true?Barter is obviously best suited to high-margin situations in the marketplace. Margins are highest where businesses trade only their time or where there is an excess capacity such as undersold radio time, hotel space or idle equipment. However, barter can also be used to acquire goods at regular prices if margins are adequate.Remember:Every new customer you service after you have met your fixed office expenses (payroll, rent, utilities, etc.) is very profitable. Providing your products and services for even a few new customers after basic expenses are met can make a big difference to your bottom lineCan my trade credit be spent with other trade organizations?Absolutely! You may spend your trade credit with any trading member that belongs to our national trade network, Barter Center International (BCI), an international trade network with many barter groups. This gives you the ability to spend your trade credits with ten's of thousands of other members worldwide. You may take cruises, go to Spain, buy an Euro-Rail Pass, or just go eat a restaurant in San Diego while you on a vacation there; staying at hotel with your trade credits. Arrangements must be made in advance through our office.How do I get started?When you ready to begin, a member of our sales staff will talk or meet with you. They will discuss with you what you want to trade and how you will spend your trade credit. At that time, you will sign a contract and pay your initiation dues. A member of our staff will walk you through your first sale and continue to suggest ways for you to benefit as a member of TMI & Associates, Inc. Barter.

Plans and Pricing

Plans and Pricing

Service 1

Service 2

Service 3

Service 1

Personal Account $29.00 Monthly
Set up Fee FREE Transaction Fee 7%Line of Credit $250 Barter Dollars Buy/Sell Products YesSub-Accounts NoDedicated Broker NoCustomer Support Email OnlyOpen New Membership Accounts: Yes (Referral Only) ($250.00 Deposited into your trade account) Personal Members - Earn Limited Cash Bonus Administration & Website Fees: 5 Level - First Month Bonus($10 for each Referral & $5 for each referral next 4 levels) 8 Level Uni-Level Monthly Cash Bonus

Please get with the Associate/Affiliate that sent you to this site. Or, if you do not have an Associate/Affiliate that referred you to our program, please call our office and one will be assigned to you. 1.866-675-9995

Thank You.

TMI & Associates, Inc. Support

Service 2

Business Account $29.00 Monthly
Set up Fee $395.00 Transaction Fee 5%Line of Credit $2,500 Barter Dollars Buy/Sell Products YesSub-Accounts YesDedicated Broker YesCustomer Support YesOpen New Membership Accounts: Yes (Referral Only)($395.00 Deposited into your trade account) Business Members - Earn Limited Cash Bonus Administration & Website Fees: 5 Level - First Month Bonus($10 for each Referral & $5 for each referral next 4 levels) 8 Level Uni-Level Monthly Cash Bonus

Please get with the Associate/Affiliate that sent you to this site. Or, if you do not have an Associate/Affiliate that referred you to our program, please call our office and one will be assigned to you. 1.866-675-9995

Thank You.

TMI & Associates, Inc. Support

Service 3

Promoter - Associate $29.00 Monthly
Set up Fee $499.00 Transaction Fee 5%Line of Credit $2,500 Barter Dollars Buy/Sell Products YesSub-Accounts YesDedicated Broker YesCustomer/Affiliate Support YesOpen New Membership Accounts Yes ($499.00 Deposited into your trade account) Affiliated Associates - Promoters Earn Commissions Membership Set-up Fees: 50% Matching Check Bonus: 50% Administration & Website Fees: 5 Level - First Month Bonus 8 Level Uni-Level Monthly Pay-outHonda Club Qualification Incentive Trade Broker Incentive Bonus VP Executive Trade Broker Bonus Pool

Please get with the Associate/Affiliate that sent you to this site. Or, if you do not have an Associate/Affiliate that referred you to our program, please call our office and one will be assigned to you. 1.866-675-9995

Thank You.

TMI & Associates, Inc. Support

Join Now

Join TMI & Associates, Inc. BarterLoot.Com... It is easy to apply for a trading account with BarterLoot.Com and the TMI & Associates, Inc. Online Exchange Network. Just follow these simple steps to save money and improve profits: Step 1: Choose a Membership Fee Plan that meets your needs: Personal Membership: Lifetime Membership FREEMonthly Website & Admin Fee -Cash: $29.00Line of Credit: $250.00Trading Fees on Purchases: 7%Trading Fees on Sales: 7%Eligible for Cash Back Bonus: YesOpen New Membership Accounts: Yes (Referral Only) ($250.00 Deposited into your trade account) Personal Members - Earn Limited Cash Bonus Administration & Website Fees: 5 Level - First Month Bonus($10 for each Referral & $5 for each referral next 4 levels) 8 Level Uni-Level Monthly Cash BonusBusiness Membership : Lifetime Membership $395.00Monthly Website & Admin Fee -Cash: $29.00Line of Credit: $2,500.00Trading Fees on Purchases: 5%Trading Fees on Sales: 5%Eligible for Cash Back Bonus: YesOpen New Membership Accounts: Yes (Referral Only) ($395.00 Deposited into your trade account) Business Members - Earn Limited Cash Bonus Administration & Website Fees: 5 Level - First Month Bonus($10 for each Referral & $5 for each referral next 4 levels) 8 Level Uni-Level Monthly Cash BonusAssociate-Promoter Membership: Lifetime Membership $499.00Monthly Website & Admin Fee -Cash: $29.00Line of Credit: $2,500.00Trading Fees on Purchases: 5%Trading Fees on Sales: 5%Sub-Accounts YesDedicated Broker YesCustomer/Affiliate Support YesOpen New Membership Accounts Yes ($499.00 Deposited into your trade account) Affiliated Associates - Promoters Earn Commissions Membership Set-up Fees: 50% Matching Check Bonus: 50% Administration & Website Fees: 5 Level - First Month Bonus 8 Level Uni-Level Monthly Pay-outHonda Club Qualification Incentive Trade Broker Incentive Bonus VP Executive Trade Broker Bonus PoolStep 2:Download and print TMI & Associates, Inc. Barter Membership Agreement on the Marketplace Website. Step 3: Please get with the Associate/Affiliate that sent you to this site. Or, if you do not have an Associate/Affiliate that referred you to our program, please call our office and one will be assigned to you. 1.866-675-9995Thank You.TMI & Associates, Inc. SupportStep 4: ANY QUESTIONS???Call to speak to a Barter membership representative:- Florida 866-675-9995

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