TM2™
"This is by far the best program I have seen to help buyers and sellers realize their goal of buying or selling a home in this tough market."
David B.
Home Buyers
Is your credit damaged, but you still want to buy a home? Welcome to
LPTO™
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Home Sellers
Home not selling? Need to get out? Welcome to your solution: LPTO™
Financial Institutions
Mortgagees threatening to default? Contact us, and see how LPTO™ can help.
About Us
Our Vision
Let us help you with your home buying or selling needs. Total Mortgage Management™ offers the LPTO™, a home buying program for sellers to sell and buyers to buy homes in Beaufort and Jasper counties. The real estate market has slowed, and properties for sale in the Hilton Head Island, Jasper, Beaufort, and Bluffton markets have reached an all-time high.
What does all this mean to you? More time on the market, and more difficulty in negotiating the best real estate deal. But we can help! With LPTO™ program, Total Mortgage Management™ can match buyers and sellers of real estate quickly and efficiently. Save time and money. With interest rates and market prices where they are, this is the time to lock in or sell your property. Let our team work for you. We guarantee the results will be impressive!
Our Philosophy
Our philosphy is simple. We believe that it is crucial to avoid short sales and foreclosures whenever possible. For buyers, this avoids the hassle of dealing with the mortgagors, or banks. For sellers, the LPTO™ can save your credit and get you out of your home as fast as possible. A win-win situation on all sides.
Services
Free Needs Assessment
How can we help you? Here at Total Mortgage Management™, our live consultants are available any time...day or night.
We answer our phones, personally. No need to "press one for account information" or "press nine for customer service."
Total Mortgage Management's™ customer service may be summed up in one word - Awesome.
There's no obligation and no cost...only the opportunity to buy or sell a home!
Let's get started! Call us right now at 843.301.8550.
Let us help you
Sellers: Let us help you avoid foreclosure or a short sale and get out of your home with your credit intact.
Buyers: Let us help lock in a purchase price in today's market. We will provide the ability to close 1,3, or 5 years down the road, giving you to time to build or repair your credit and qualify for a mortgage.
Financial Institutions: Call us when it is determined a home might be going into default. Avoid foresclosures and short sales by placing a buyer in the property; a buyer who will maintain the home and ensure maintanence, taxes, insurance, and mortgage payments are met. Best of all, we will manage the payments and ensure all parties are adhering to the contract.
Have a good job, but no credit?
Want to buy a home, but don't qualify?
Don't have enough money for down payment?
Pouring all your money down the rent drain?
This program can help you buy a home. Lock in a price at today's low values by signing a contract to purchase along with a lease agreement. By tying the two contracts together, you will be able to move into your new home today, while having some time to prepare for your purchase in the future. One, two, three, and five year options are available. Your real estate agent will assist you in negotiating the sales price, while we negotiate the lease. Two companies working for you, together. Makes sense, right?
Do any of the following apply to you?
If you answered yes to ANY of these questions, it's time for you to learn about the LPTO program and your homebuying options! Click here to learn more...
Advantages
Overview
Seller is helping you to the finance the property until you can get a mortgage.
Rent and live in the home while you are repairing or establishing credit and building a down payment.
Want to get out of your home, but can't in this market?
Headed towards a short sale or foreclosure?
Have a property that has been vacant for too long?
Relocating?
Total Mortgage Management™ works with Realtors to find buyers to purchase your home using our LPTO™ agreement. LPTO™ is Lease Purchase to Own™ home buying program - the way thousands of buyers and sellers are acheiving their goal of selling or buying a home.
What we do:
We manage the process from qualifying the buyer, collecting the payments and assisting them in obtaining a mortgage.
We manage everything for you, at a low monthly cost. We collect payment from the buyer, make the mortgage payments, escrow and pay the taxes, insurance, and P.O.A. fees.
David Brown | CEO
Our Team
An entrepenuer, David has an impressive background in commercial real estate and development. Having consulted for multiple Fortune 500 companies, David brings sharp negotiation skills and an understanding of financial markets to the table.
Ashley Lashbrook | Client Services
An e-Pro certified Realtor™, Ashley is prepared to walk you through the process of Lease Purchase to Own™. Ashley has extensive experience in real estate sales & marketing in the Hilton Head Island and Bluffton, South Carolina markets.
David Brown, Realtor, Hilton Head Island and Bluffton, South Carolina. Commercial department.
Ashley Lashbrook, Realtor, e-Pro, Director of Client Services, Hilton Head Island and Bluffton, South Carolina
We keep our promises.
Affiliate of TotalMortgageManagement.com
Contact Us
LPTO™ The new "norm" for buying or sell real estate.
Total Mortgage Management™. Solutions for Real Estate Sales.