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Services
Rates
Wind Mitigation Inspection
Lower your hurricane insurance premium up to 45% with a wind mitigation inspection. The state has mandated that insurance companies give credit to policyholders who have home construction features that help reduce wind related damage. With several thousand conducted, the average credit for INSIGHT customers is approx $360 and ranges from $18 to approx $1,740. The big credit-getters are 1) hurricane ties 2) Hip roof shape 3) hurricane shutters 4) roof installed since early 2002. All residential structures are eligible for these potential credits and you receive the credits for 5 consecutive years.
4-point Inspection
A 4-Point Inspection is often required when obtaining a new homeowners insurance policy or renewing an existing policy. A 4-point inspection evaluates roofing, electrical, HVAC and plumbing to determine the age and condition of these systems.
Valuation
A replacement cost survey is often needed to set the coverage limit for a home's policy. These Valuations determine the cost to replace a home in the case of a total loss. The cost will vary with time as the cost of labor and materials-of-construction vary. This is different from an appraisal in that appraisals are tied to market values.
Roof Condition Certification
This documents the remaining life in the covering of a roof. Using various inspection techniques as well as the known life, if available, the useful life left in a roof is determined.
Pre-Purchase Home/Condo Inspection
A very important aspect of a home purchase is knowing the physical condition of the property. An inspection should uncover any hidden or unseen condition to give you a more complete picture of exactly what is being purchased. All areas from the roof and attic to the windows, walls, and foundation will be examined. If there are problems or potential issues with the property, the report will explain them, with pictures if helpful.
Wind Mitigation ...................................................$90 *
4-Point Inspection ..............................................$110
Valuation ...........................................................$175
Roof Condition Certification ..............................$75
Pre-Purchase Inspections ................................ **
* if your credit is less than our fee, the difference will be returned to you.
** varies with square footage, age, and features present in the home.
Note: multi-home as well as multi-inspection discounts apply.
