We're exactly what you need
INSURANCE RETIREMENT MEDICARE FUNERAL PLANNING
We offer decades of experience, competitive commission, and a great product portfolio.
We are dedicated to providing your family with the best coverage at an affordable price.
Products We Offer:
Whole Life Insurance
Seguro de Vida
Term Life Insurance
Senior Final Expense Insurance
Pre-Arranged Funeral Plans
Planes de Funeral
Critical Illness Insurance
Seguro de Enfermedad Crítica
Medicare Advantage Programs
Planes de Medicare
Income Replacement Insurance
Seguro de Disabilidad
Retirement Planning
El Preparacion de Retiro
Equity Index Annuities and Life Insurance
Return of Premium Life Insurance
Do I Need Insurance?
Answer these questions to find out if you may need to visit with one of our licensed representatives
Do you owe on your home, vehicle, personal loan, or have other financial obligations?
Are you married, have children, or a family that will experience a financial loss when you pass away?
Would you like to relieve your family of the burden of your final expenses and funeral arrangements?
Are you prepared to support your family and pay for medical expenses if you were to become disabled or diagnosed with a critical illness?
Would you like to leave a financial legacy to better the lives of future generations of your family?
Do you have Medicare and tired of paying high out of pocket expenses for doctor visits and prescriptions?
Would you like to earn a better return on your current savings or CDs?
Do you want to participate in the high earnings of the stock market but afraid of the risk?
If you answered YES to any of these questions, please call today so a licensed representative can complete a customized needs analysis and find the right solutions for your insurance needs.
(210)734-7161
Medicare Advantage Plans
Medicare Supplements
Part D Prescription Drug Plans
Private Fee For Service
-open network of providers
-No referral necessary
Heath Maintenance Organization
-Chose your Primary Dr from network.
-Referral necessary for Specialist.
Prescription Drug Plans (Part D)
-Coverage for prescription costs.
-Co-pays will apply.
Special Needs Plans
-For People with Medicare and Medicaid
-For People with Specific Chronic Illnesses
Senior Final Expense Life Insurance
Our agency offers a final expense life insurance plan that is designed for older individuals and those with health issues. This program provides coverage for individuals who may otherwise be declined due to health or age.
This whole life insurance offers affordable coverage up to $25,000 to cover final expenses such as funeral costs.
Pre Need Funeral Planning
All of us plan many aspects of our lives and those of our loved ones. Planning ahead is what pre-arrangement is all about. More and more families are finding out about these arrangements and the peace they bring.
The benefits of just making a phone call on the day a loved one passes away, rather than confronting a series of difficult decisions, are immeasurable. Pre Need can relieve your loved ones from the burden of making these decisions at an emotional time and will ensure your wishes are fulfilled.
Todos nosotros preparamos muchos aspectos de nuestras vidas. Más y más familias están descubriendo sobre estos planes de funeral y la paz que traen.
Uno de los beneficios de un plan de funeral es que reduce las decisiones difíciles en un tiempo my emocional.Con un plan de funeral, usted puede asegurar que sus deseos serán satisfechos.
Call Us Today for An In Home Consultation and a FREE Memorial Guide
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A Pre-Arranged Funeral Plan will ensure that your wishes are fulfilled because you determine the arrangements and cost in advance.
Your family will also be protected from inflation and can realize significant savings on funeral costs.
Our plans are insured and you may choose your own affordable payment plan.
Frequently Asked Questions
Why Should I Pre-Arrange My Funeral?
It gives you and your family emotional and financial PEACE of MIND.
When Should I Pre-Arrange My Funeral?
Now. Prices are rising and you have the time to make careful choices and avoid over-spending.
How do I get the services that I want?
You are contractually protected so your services will be carried out as intended.
How do I qualify for a payment plan that I can afford?
We have products and payment plans suitable for everyone
What is term insurance?
Term insurance provides insurance protection for a specified period of time. If you die within the term period, a death benefit is paid to your beneficiary. Subject to policy provisions.
Who should get term insurance?
•People who need life insurance protection
•Those who have a limited budget, but need life insurance coverage
What are the benefits?
•Insurance protection for a lower initial cost
•Acceptance is based upon information provided. If a medical exam is required it will be at your convenience and at our expense.
•Independent from employment and/or pension plans. You own it.
Important considerations
•Does not accumulate cash value
•Premiums can increase with age
•Once the policy expires, coverage ends
What is whole life insurance?
Whole life insurance provides protection for your entire lifetime, as long as premiums are paid.
Who should get whole life insurance?
•You want to be covered for your entire lifetime
•You want your policy to build up a cash value that you can borrow against
•You can be insured for your entire life
•Your coverage will never decrease due to age or health
•Builds cash value
Important Considerations
•Premiums are generally higher than those for term insurance
Universal Life Insurance
What is universal life insurance?
Universal life insurance is a flexible insurance policy than can provide cash value for a short or long period of time based on your preference.
Request a Quote
Our Products
Prescription Part D Plans
Our Team
Rudy Sanchez
President
Rudy has over 25 years of experience in the insurance industry and specialized in the senior market. He has played many roles in the insurance world including, but not limited to, field sales, general manager, district manager, pre-need director, agency owner and more! With so much experience under his belt, Rudy truly enjoys passing on his knowledge and skills to agents who are trying to find their own niche in the insurance field.
Rudy enjoys his free time cheering on the San Antonio Spurs as a Baseline Bum, fishing in Rockport, playing golf, and spending time with his wife, children, and 2 grandchildren, Ariana and Ayden.
Genevieve Muniz
Vice President
Genevieve has been in the insurance industry for over 10 years and began her full time career in the insurance industry in 2005. Her years of experience in the agency has provided her with a variety of skills including but not limited to recruitment, special projects, marketing, sales, product training, agency development, and client relations.
New Agent Contracting
Meet our profesional team
We are a family owned and operated insurance agency in the San Antonio and South Texas area specializing in life insurance, pre-need funeral plans, senior final expense insurance, retirement planning, and Medicare Advantage plans for families and seniors.
We are an independent agency and work with many of the top Fortune 500 companies in the insurance industry to offer families the best options in fulfilling their insurance needs.
We now serve over 5,000 families since 1984 and are proud to have maintained a family connection throughout the generations.
Somos una agencia de seguro en San Antonio y área del sur de Tejas que se especializan en seguro de vida, planes funeral, seguro de vida para los ancianos, el preparacion de retiro, y los planes de Medicare y Medicaid para las familias y los ancianos.
Somos una agencia independiente y trabajamos con muchas de las Fortune 500 companias para ofrecer las mejores opciones y satisfechar sus necesidades.
Hemos servimos mas de cinco mil familias desde 1983 y somos orgullosos de haber mantenido una conexión de la familia a través de las generaciones.
Customer Service
Our staff is available Monday through Friday to assist you with your current policy.
You may also use the links below to access you policy information and/or forms for policy changes.
Our office can be reached by dialing 210-734-7161.
Royal Neighbors of America
Current Policy Holders- Member Login
Stonebridge Life Insurance Company
Current Policy Holders- Forms
United Home Life
Current Policy Holder Forms
Conseco (services client of United Presidential Life Insurance Company)
Agent Support
Our staff is available Monday through Friday to assist you. You may also use the links below to access policy information, commission status, and more.
Agent Login
United Healthcare
Producer Login
©Pre Plan Insurance & Financial 2008-2009 Tel.: +210-734-7161 E-mail: admin_preplaninsurance.com
