Big rebates Full Service 20 years local experience

Home

Qualifying

Rent vs Own

Special Financing

Home
MLS Search
Sign up to receive listings (including bank owned) at no cost or obligation

888-967-7653

Evaluations-Buyers.pdf

Rebates

Sale Price You Keep

150-225k 500

250,000 750

275,000 1,125

300,000 1,500

325,000 1,875

350,000 2,250

375,000 2,625

400,000 3,000

425,000 3,375

450,000 3,750

475,000 4,125

500,000 4,500

525,000 4,875

550,000 5,250

575,000 5,625

600,000 6,000

625,000 6,375

650,000 6,750

675,000 7,125

700,000 7,500

725,000 7,875

750,000 8,250

775,000 8,625

800,000 9,000

900,000 10,500

Over 900k - contact us!

Why We're BetterCompetition: Home tours limited to 2 hours at a time.US: 2 hours goes by pretty fast. We'll go for as long as you like.Competition: Not available after 6PM.US: We can put you in touch with people that are thankful we've been known to be working for them at midnight if that's what it takes (and it sometimes does!).Competition: Leave you to find properties on your own.US: You're always free to do that but we can document cases where had we not visited a good match and alerted our buyer, they would've missed out. Very few agents "preview", especially agents that offer rebates. Competition: Claim to have a lot of experience.US: When an agent only handles part of the transaction and then hands the rest off to a processor and compares that to the average transactions per agent in the entire state, talk about skewing data! We're natives with over 20 years experience handling the transaction from beyond start to beyond finish. Competition: Not as experienced at solving problemsUS: Recently a closing was delayed over a utility lien that had been sent to the county but not recorded (which could take several weeks). Did the utility company, title company, lender, escrow, or listing agent think of obtaining a copy and hand delivering it to the recorders office to get it released same day so the buyer could move in over the weekend? (no but we did, and we could go on...).
Qualifying

Examples of Loan Programs:

It's easier than you might think to qualify.

Here are some of the other loan programs available that most lenders aren't familiar with or don't offer:

HomePath is a 3% down program for Fannie Mae owned homes. Plus we know about many of these listings before they go on the market. Although most are in move in condition, you can add "fix up" money to your loan if you like.

House Key Plus is a second mortgage program for qualified borrowers.

Funds up to $10,000 in all counties.

House Key Plus ARCH East King County is a second mortgage program for qualified borrowers buying a home or condominium within an ARCH member city or surrounding unincorporated east King County ARCH area.

HomeChoice is a second mortgage program for qualified borrowers who have a disability or a family member with a disability living with them. Funds up to $15,000.

House Key Schools is a second mortgage program for teachers and employees of community or technical colleges and K-12 public or private schools. Funds up to $10,000.

House Key Plus Seattle is a second mortgage program. This program is for people living within the city limits of Seattle.

House Key Veterans is a second mortgage program for Veterans who have served our country. Funds up to $10,000.

We have a team of experts that will quickly tell you what your financing options are without cost or obligation. It's that easy! We usually have you speak over the phone (email if you prefer) with one of our knowledgeable loan officers that will not ever run your credit or charge you any upfront fees. After this initial consultation, you'll know whether one of the more traditional loan programs will work for you or if you'd be best served by taking a free seminar that explains the different loan programs most lenders aren't familar with.

Per state guidelines, sponsored seminars:

Are free and open to the public, include information about the Commission's low-interest rate House Key State Bond first mortgage program, down payment assistance, and other loan programs; and

Are accepted by all affordable housing loan programs as meeting or exceeding educational requirements.

Instructors have attended training and agreed to standards which assure that:

Seminars are at least five hours in length, covering all major aspects of the home buying process

Seminars are presented in an open, unbiased format

Seminars use approved training materials and handouts

Seminars are offered by professionals who have attended our House Key and Homebuyer

Education Instructor training

No direct marketing or sales presentations may be given either by the instructor or any guest speakers

times article.pdf

HomePathRenoMrtg.pdf

Rent vs Own

Tax Benefits to Owning

Did you know that when you go from renter to homeowner the interest and taxes you pay reduce your taxable income usually by several hundred dollars per month!?

A 300k home with taxes of $3,600 per year after 3% down and at a interest rate of 4.5% would reduce your federal income tax by about $300 per month if you're in the 28% tax bracket.

So if you pay $1,500 in rent now, a comparable mortgage payment would be $1,800 and with in mind, you can consider looking higher than you might have thought.

Timing the market

Interest rates are at their lowest levels in history while home prices are actually starting to level off and even increase in some areas.

Timing the perfect interest rate or housing price bottom is as tricky as it is for stocks.

Its good advice to assess whether you want to own your own home and then start looking without over-thinking interest rates and home prices at the present time because you really just can't go wrong right now.

Special Financing

We've forged a relationship with Fannie Mae owned homes which also means we know about many of them before they go on the market.

HomePath financing is a 3% down loan program for Fannie Mae owned homes. These homes can be incredible values and if they don't sell, they go to auction.

We also know how the auctions work and what you need to know. You don't have to pay all cash at an auction, we can help you obtain pre-approved financing and even attend the auction with you.

times article.pdf

We're ready to answer your questions! Contact Us Anytime 888.967.7653 Email Us

This Website was created usingwix.com Start Website builder